By Brandon Cervenka
As autumn colors arrive and Thanksgiving and holidays approach, many of us pause to count our blessings—health, family, a roof overhead, and the companionship of neighbors and friends. Gratitude isn’t just a pleasant emotion; research shows it boosts happiness, strengthens relationships, and even brings health benefits, like a brighter mood and fewer stress symptoms. Giving thanks genuinely makes life richer.
This season, as you reflect on what you cherish, consider who’s helping you protect it. Insurance may not be the first thing mentioned around the table, but it quietly shields your home, health, and future. Life, homeowners, and auto insurance are the unsung guardians of family stability, particularly vital during holidays when travel and gatherings increase risks.
Protecting What You’re Thankful For
The temptation to buy insurance online is real: quick quotes, easy comparisons, and 24/7 access. Yet, nearly 75% of consumers research coverage online, but only 25% end up purchasing without talking to a local expert. Here’s why more families still choose a local agent, and a few reasons why you should too:
- Personal attention: Local agents listen, learn your unique needs, and guide you through options tailored for your family and region, ensuring no crucial gap is missed.
- Trusted expertise: Community-based agents keep up with evolving policies and know the risks specific to our area—like hurricane, flood, or auto trends—so you’re not left guessing about your coverage.
- Cost-savings: A good local agent will always be willing to shop your policies through available carriers to ensure your family is receiving the best premiums.
- Peace of mind: When you call or visit, you’re not greeted by a chatbot, but by a neighbor who cares and advocates for you at claim time.
- Giving back: Local agencies invest in our schools, charities, and events, helping our community thrive all year—a reason to be grateful as we celebrate abundance together.

A Great Time to Shop
As the Thanksgiving and Christmas season brings families together to appreciate what matters most, it’s an ideal time to review your insurance. Are your blessings—home, loved ones, and peace of mind—adequately protected as life changes? This small act is itself an expression of gratitude for all you’ve built.
As you take stock of what you’re grateful for this holiday, ask yourself if your current insurance agent is truly serving your best interests. If not, now is the perfect time to seek a fresh perspective. Don’t settle for a one-size-fits-all online solution; reach out to a local expert who will advocate for your needs and help you protect what matters most. This season, make gratitude meaningful—choose an agent who treats your family like their own.
Questions about insurance or other coverage? Contact Brandon Cervenka Insurance Agency—local, friendly, and here for your family. Call (850) 622-0448.


